What is Tricount: A Complete Guide to Spending

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Trips, dinners, shared apartments, or events: when it comes to balancing accounts, it's normal to encounter questions, lost receipts, and endless chats. With tricount, this chaos becomes a clear, shared view of what everyone has paid, how much is owed, and how to settle without hassle or arguments—with one app. designed to distribute expenses fairly.

If you're wondering what tricount is and how it works, here's a practical and detailed guide. The tool lets you create groups, record expenses by category, divide them into equal or custom portions, and settle with the fewest transfers possible, all with useful features like Multi-currency, offline use, ticket photos and notifications.

What is Tricount and what is it for?

tricount is a mobile app that organizes shared expenses between multiple people so no one has to keep paying back small amounts. You can create groups (tricounts) with up to 50 participants, keep several open at once, and decide when to close the account. It's especially useful when traveling, but also fits into everyday life. roommates, partners, friends or siblings.

The idea is simple: someone pays an expense, records it in the group, and the app automatically distributes the corresponding share to each person (equally or however you choose). This way, even if an expense affects only four of the eight members, you can indicate it without complications. Even with the advanced mode, each person can assume a different amount if, for example, each one consumed or spent a different amount.

It's good to know that, by default, you can have multiple tricounts at once, and there's a useful "trick": by registering with your email, you can increase the number of simultaneously active groups. This way, you'll have one tricount for a trip with friends, another for your home, another for a project, and even one for gifts or celebrations with several people.

In addition to being flexible, the app is very accessible. It works online and offline, can be used without registration, and boasts an experience free of ads, limits, or subscriptions. In some markets, tricount has become so common that many people now say "let's do a tricount" when they want to. distribute expenses quickly.

How Tricount works step by step

Getting started is easy. First, log in to tricount (or download the app for your operating system), tap the + button, and create a new group. Give it a title, add participants (up to 50), and choose the primary currency. Optionally, you can also import a tricount using a link if someone has already created it.

Share the link with your colleagues so they can join from their devices. Each member can add their own expenses and instantly see what others add. Coordination is easy because the app notifies you when changes occur, so everyone stays up to date. without having to chase anyone on chat.

Add and categorize expenses

To record an expense, tap the + button again. Enter the item (for example, “dinner at a restaurant”), add emojis if you want, enter the amount (you can change the currency for that specific expense), indicate who paid, and upload a photo of the receipt if convenient. If you're offline at the time, no problem: the app saves everything and sync when you're back online.

A big advantage is the flexible split. By default, tricount splits equally, but with the advanced mode you can assign custom amounts. This is useful when someone has spent more or less: for example, if at the supermarket each person bought products for a different amount, you can enter €15, €8, €30, etc., so that each person assumes exactly his or her part.

View expenses and balances

Within the group, the "Expenses" section shows the list of entries with their amounts and who paid. In "Balances," you'll see the result for each participant: who has money in their favor and who has a negative balance. The app represents this visually, with bars that help you identify at a glance who has paid more and who owes more, which is very practical for decide who could pay for the next purchase.

Tricount automatically calculates how much each person owes and to whom. A key detail: sometimes you'll find that you owe someone who never paid you anything directly. This isn't a mistake. The app optimizes transfers so that, when it's time to settle, there are as few payments as possible, even if that means paying a third party other than the one who advanced you.

Real-time and multi-currency exchange rates

If you're traveling abroad, you can enter each expense in its local currency, and tricount will convert it in real time to your preferred currency. No more spreadsheets and mental calculations: the app keeps everything squared and up to date, even when someone updates a detail, adds a photo, or changes a delivery. Notifications alert you immediately so you can no one misses an important update.

Another convenience for travelers and multitasking groups is that tricount works offline. You can continue recording expenses on a plane, underground, or in areas with limited coverage, knowing that everything will be saved later. will update safely and orderly.

Highlighted features that make your life easier

tricount eliminates confusion from the start. Split bills of any type (travel, rent, grocery shopping, restaurants, and more) with automatic calculations, real-time tracking, and effortless settlements.

• Flexible distributions: equal shares, customized amounts, or with different shares, always transparent for everyone and without dispute.
• Multi-currency support with real-time conversion: ideal for international groups and getaways, allowing you to pay in local currency without manual calculations.
• Use offline anytime, anywhere: Add expenses offline and sync later, keeping track of everything.
• Share high-quality photos: Keep tickets and invoices in one place, avoiding questions and "I lost my receipt."
• Clear balance view: Check your balance whenever you want and understand who owes whom without the need for spreadsheets.
• User-friendly, frictionless design: An interface designed for everyone, with ad-free, unlimited, and subscription-free experiences.

In addition, tricount incorporates tools to go beyond simple notes: from expense categories (housing, food, transportation, leisure...) to statistics and comparisons month by month to detect habits and plan better.

For those looking to automate, the app offers the option to link a free credit card that automatically adds expenses to your tricounts, with no interest or annual fees. You can also add it to Apple Pay or Google Pay to pay in stores or online, and take advantage of the fact that every transaction is register without typing anything.

When it's time to settle, sending payment requests is a matter of seconds, and the funds can go directly to your bank account. Since the app does all the calculations for you and minimizes the number of transfers, closing a group becomes the easiest part. not in a calculator audit.

And if you're concerned about connectivity while traveling, tricount integrates eSIM capabilities: installing it helps you stay connected and, depending on the case, save up to 90% on roaming charges. This fits perfectly with intensive use during getaways abroad or long periods as a digital nomad.

Why travelers and digital nomads love it

On the road, hopping between cities or countries, the key is to simplify. Tricount lets you focus on the adventure while the app takes care of the accounts: categories for flights, accommodation, local meals, or activities; expenses in local currency with automatic conversion; and settlements that minimize final payments. The whole group can add expenses, see each other's, and know how the budget is going in real time.

If you also activate the linked card, registering purchases is automatic and compatible with Apple Pay or Google Pay. Add to that the fact that the app works offline, you can attach high-quality photos of tickets, and there are instant notifications when someone changes something, and you have a perfect travel companion. large or small teams.

Why do I sometimes owe someone who didn't pay me?

One of the most common doubts is realizing that you owe someone who has never directly advanced you anything. tricount does this to optimize the final settlement: instead of dozens of cross-payments, the app calculates the debt chain so that each person makes one or two payments at most. So, even if people A and B advance you expenses, the final transfer may be to C, because the system has found a way to fewer total movements.

This approach reduces friction and time. When closing a triaccount, you no longer have to decipher who exactly paid each detail; just follow the app's prompts. And if you want to see how you're doing throughout the process, the balance section, with its green and red bars, clearly shows everything. who is overtaking and who should.

Common use cases

Travel: from a weekend getaway to a multi-country itinerary, someone pays for accommodation, someone else for fuel, someone else for museums, and someone else for dinner. Tricount takes it all together, allows you to share expenses only among those involved, and uses the appropriate currency for each case. automatic real-time conversions.

Shared apartments: rent, grocery shopping, supplies, or small household items are all handled by a single group. Each expense is categorized to ensure immediate visibility of who owes what.

Couples: manage the sharing economy without having to do the math manually. It doesn't matter if you split 50/XNUMX or split it equally: everything stays together. registered with transparency.

Events and celebrations: birthdays, barbecues, getaways, or dinners with friends. Each payment goes into the app, with receipt photos if desired, and at the end, a single round of transfers. close the circle without discussion.

Projects and collaborations: from setting up a website and paying for ads to hiring a freelance designer, each contribution is recorded and distributed as agreed, with statistics that facilitate review the expense history.

Tips to keep track of your expenses

Use categories wisely. Sorting by housing, food, transportation, entertainment, or other categories gives you a clear picture of where your money is going. Over time, you'll see patterns and can adjust your budget or allocate it more appropriately. consumer reality.

Attach photos of receipts when there might be questions. It's quick, keeps everything organized, and avoids later arguments. Plus, if an expense is controversial, an image saves explanations and provides a clear record. dates, amounts and taxes.

Turn on notifications so you don't miss a thing. In large groups, alerts keep you in sync: new expenses, distribution changes, currency adjustments... all at the moment so you don't miss a thing. don't miss a single detail.

Take advantage of multi-currency when traveling. Enter your local currency and let tricount convert it to your preferred currency. You'll gain accuracy and zero stress with exchange rates, avoiding common addition errors. international notes.

Consider automating with the free card. Add it to Apple Pay or Google Pay and forget about manually registering every coffee or toll. If you're on the go, the built-in eSIM helps you stay connected and can significantly reduce roaming charges.

What users and the media say

Those who use tricount emphasize how intuitive it is and how much it simplifies sharing expenses with friends, partners, or roommates. For many, it has become an essential tool in their daily lives, and many say they can't live without it. organize purchases and settle accounts.

Leading media outlets have recommended tricount for its clarity when generating expense reports on mobile, distributing each person's debt, and sharing the final breakdown with a link. They also point to it as a great solution for splitting the costs of any business. hassle-free group activity.

Social adoption is palpable: in some countries, “doing a tricount” has become an everyday expression. In Spain, the app is one of the fastest-growing markets, driven by users aged 18 to 35 who value shared experiences, travel, and an easy way to connect. bring the common things up to date.

Security, privacy and the tricount ecosystem

Tricount is part of bunq, a licensed European bank. This means security and privacy are addressed with banking standards: data and payment protection benefit from top-of-the-line technologies and processes. On a practical level, you can use the app without registering if you prefer, and still enjoy key frictionless features. Check out our disclaimer.

As for the model, the experience is free and ad-free, and the associated credit card is also free, with no interest or annual fee. Thanks to its integration with bunq, the app can offer valuable extras—such as automatic expense tracking—without sacrificing simplicity nor clarity.

The team actively listens to user feedback and prioritizes keeping the product simple and useful for everyone, even if it means saying no to some features. They don't usually share details about the future roadmap in advance, but we can expect continuous improvements focused on the real experience of the groups.

Numbers and scope

Tricount is used by millions of people around the world. The brand has reported figures such as "more than 17 million users" and, together with bunq, "more than 12,5 million registered users," with particular strength in Europe (France, Belgium, Spain, Germany, and Italy, among others). What's important for you is that, if your social circle already uses it, it will be even more convenient for you to invite friends and family and join their shared dynamic.

tricount combines everything you'd expect from a group spending app: it's clear, flexible, fast, and reliable. From creating a group and inviting your friends to adding expenses, viewing balances, and settling payments almost without thinking, everything is integrated into an experience that lets you focus on what's important: enjoying the trip, dinner, or project, while the app takes care of everything. that the accounts come out perfect.